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Secure Document Upload

Loan Application Process

Thank you for your interest in applying for financing with Riviera Financial using our secure and encrypted portal.

To begin the application process:

1.) Apply Online, or download, print and complete the Loan Application PDF (You will be asked to upload this form below).

2.) Please download the Borrower Authorization PDF Form ((you will need to sign and upload below).

3.) Please complete the form below and upload all financial documents required for the loan process.

4.) Once you have completed the form, remember to check the “I Accept” checkbox, verify the reCAPTCHA and press the SUBMIT button to submit the form. Please wait until you have received a confirmation below the form with a success message before exiting the page.

REMEMBER: We need all pages of all documents without any redactions. 

CONTACT US: If you need assistance, please contact us.

    Borrower Information

    Transaction Details

    Property Type

    All Files

    To Upload Files: Drag files from your computer one by one onto into the empty space for each form and release. Or, select the "Browse Files" and you can upload multiple files at once. Files that are successfully uploaded will show a green progress bar.


    Signed Loan Application

    Borrower Authorization Form

    Copy of Drivers License

    Salaried Applicants

    Complete Paystubs

    2022 W2's

    2023 W2's

    2022 Signed Fed Tax Return (All Pages)

    2023 Signed Fed Tax Return (All Pages)

    Self Employed Applicants

    2022 Signed Federal Tax Returns With All Schedules/Pages

    2023 Signed Federal Tax Returns With All Schedules/Pages

    Miscellaneous Documents

    Copies of K1's (2022)

    Copies of K1's (2023)

    Rental Income

    Copies of Lease

    Alimony/Child Support

    Divorce Decree/Settlement Agreement

    Social Security/Pension/Disability

    Income Files

    Assets

    Checking/Savings

    Copies of bank statements for past 2 months (All Pages)

    Gift From Family

    Gift Letters from Donor & Verification of Source (Bank Statements)

    Stock Brokerage or Money Market Statements

    Statements from the past 2 months (all pages)

    Retirement Accounts

    Past 2 months or 1 Quarter (all pages)

    Proceeds from Sale of Residence

    If sale completed, attach HUD-1 form

    Deposits

    Letter of Explanation & Deposit Copies (Deposits over $500)

    Source of Funds to Close / Source of Escrow Deposit

    Documented to show leaving account, copy of cancelled check and/or wire

    Property Documentation

    Homeowners Insurance Policy - Declarations Page

    Annual Premium, For All Properties Owned

    Mortgage Statements

    Copies of current mortgage statements for all properties owned

    Copy of Note for 2nd

    (If subordinating Current 2nd Trust Deed)

    Copy of Trust and/or Trust Certificate

    Copies of All Trust Documents and Trust Certificates

    HOA Contact Information

    In Order To Obtain Certificate, Insurance & Budget

    Lease Agreements

    Copies of lease agreements for all rental properties owned

    Agreement to Terms

    Do not make any significant financial purchases during the loan process. A final credit check will be performed prior to close; there cannot be adverse items at this time. No credit purchases - borrower cannot obtain any new debt previously undisclosed. No changes in employment if possible. Please do not make any movement of assets during the loan process.

    I hereby authorize Riviera Financial to run credit and release all information to the appropriate lenders.





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